Small Business Loans

Access to capital for small business
Community Futures provide entrepreneurs with small business loans up to $150,000 when traditional financial institutions are unable to help. Loans are available for new business start-ups, business expansion, or to stabilize an existing business. A loans committee comprised of community volunteers is involved with the loan review process. This assures community input on loan approvals.
Acceptance for a Business Development Loan depends on:
- Market potential and future economic viability of the business
- Location of the business
- Competent management
- Local job creation
- Experience related to the venture
- Reasonable personal financial investment
- Ability to repay
- Adequate security for the venture
Creation of a business plan will prove the viability of the business idea. Our training programs help entrepreneurs understand how to research and write a business plan. Here are some helpful tools to get you started:
Community Futures loans are offered with:
- Competitive interest rates
- Flexible repayment schedules
- No pre-payment penalty
For a discussion about your business idea and financial needs, contact our office today. To make an appointment with our Loans Analyst, call 250.845.2522, or toll free 1.800.556.5539.


Financing to buy an established business – sometimes, buying a successful business is the best way to go.

Fast access to capital – so you can make a decision to change, taking advantage of opportunities when they happen.

Financing for key investments in technology – to help stay competitive in our world of change.

Financing for young people who want to be entrepreneurs – we’re here to see that you get your first chance to try.

For people with disabilities – because entrepreneurship can be the best way to get back into the workforce.

Funding to franchise your business – we can help with financing and professional franchising advice.
